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Charity Insurance - BHP Insurance

BHP Insurance > Charity Insurance

BHP Insurances have been working for the not-for-profit sector since our inception in 1998, and we are always looking to ensure that we can cater for all members of the sector.

The Wheel insurance product has been designed specifically for Not for Profit groups. It combines the standard covers you will find within a Commercial Combined policy, with the covers that are needed by all types of not-for-profit groups from Charities and Community Centres, to Resident Associations and Social groups. The premiums have been set so that the groups experience significant savings on what they are currently paying.



  • Public Liability Insurance with varying limits for numerous activities including fundraising events.
  • Employers Liability including cover for volunteers.
  • Property insurance including cover for buildings, contents, laptops and playground equipment.
  • Directors & Officers Insurance which protects the individuals Own Personal Assets.
  • Professional Indemnity Insurance for groups that provide professional advice to clients.
  • Legal Expenses insurance with a 24 hour helpline available.
  • Money cover including theft at fundraisers and from collection buckets.


We also provide our customers with in-depth guidance notes covering everything from events and health & safety to carrying out a risk assessment.

Subjects covered in our guidance notes include:

  • Data Protection including Cyber Liability
  • Bouncy Castles
  • Reporting & Recording Accidents
  • Manual Handling
  • Fleet Management
  • Parades
  • Use of Ladders
  • Food Safety



  • Our complimentary audits will not incur any cost to your organisation.
  • We have recognised experience in the Not for Profit sector.
  • We have the expertise & experience with our dedicated team of 12 people to negotiate the most appropriate insurance policy to meet your specific needs.
  • We would undertake an annual insurance review with you to ensure that the insurance policies meet with any change in your service.
  • We would review any contracts or service agreements.
  • The insurance market for the “Not for Profit” organisation is undergoing significant changes and we believe we can help you manage the challenges ahead.
  • Long term certainty and sustainability around insurance costs


We have been clients of BHP Insurances since 2012. They have shown time again that they understand our activities and our changing needs. They work alongside us in overcoming any unexpected challenges that we face and have remained competitive on premiums.

The dedicated team are always available to take our calls and their knowledge of the sector is second to none. We are confident that they are the best broker to meet all of our insurance needs”.

Pat Beirne – Cork Centre for Independent Living