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Schedule of Fees and Charges

Please note these are non-refundable – the specific amount will be advised in advance
Commercial Business Up to €300 or up to 50% of the applicable premium, whichever amount is the higher. On occasion, we may need to charge rates different to the above depending on the complexity of the case. However, we will advise you of these in advance. Such fees may be charged as follows: -Directors/senior advisors €250 per hour. - Managers/account executives €150 per hour. - Support Staff €100 per hour.
Private Motor, Commercial Vehicles up to 3.5 tons and tractors Up to €300
Home Up to €300
Caravan Up to €100
Vintage and Classic cars Up to €100
Pleasure Craft Up to €100
Personal Accident Up to €100
Travel Up to €100
Health Up to €100
Mid-term alterations to a policy Up to €125
Duplicate documentation Up to €45
Roll over Direct Debit Some product providers may collect our fee on our behalf if your policy is paid to them by direct debit.
Returned Direct Debit Default or Cheque We may charge up to €50 for each and every missed transaction. This charge is in addition to any charge that may be levied by the product provider and/or the premium finance company.
Premium Finance Up to €20 for set up and €15 for cancellation.
Mortgages We may charge a fee of up to €500 for assisting and advising in the mortgage process (depending on the complexity of the case) and this fee is payable even if we have not been successful in obtaining a mortgage for you. If we subsequently secure a Letter of Offer for you and you do not proceed with the loan, there will be an additional charge of €250 for our services. We receive commission from lenders at a rate of up to 1% of the amount borrowed.
Life Assurances We are remunerated by both commission and/or fees. The service can be provided on a fee only basis if desired. Clients may pay in full for the service provided by means of fee, which will be agreed in writing with you in advance of the provision of service. The amount of any commission received will be deducted from any fee payable. Our fees are charged as follows: - Director/senior consultant €250 per hour. - Consultant €150 per hour. - Administrator €100 per hour. - Annual review fee 0.5% of the fund.
Claims Handling By agreement and which will be set out in writing to you.

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